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LAW OFFICE OF BRADLEY D. SCHNUR, ESQ. P.C.

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Representing Debtors and Creditors

Lingering debt gets expensive, whether you are a Debtor who lacks the funds to pay (or disputes) the amount owed or a Creditor that is expending resources to collect on a bill.

At the Law Office of Bradley D. Schnur, Esq. P.C., we have learned over decades of helping parties resolve credit and collection matters that Debtors and Creditors alike often have a desire to resolve the issue; they sometimes just need a third party to help lead the way to a solution.

We assist both Debtors and Creditors in resolving debt collection matters in Nassau County, Suffolk County and throughout the metropolitan area.

Some Debts Can Be Disputed

As a Debtor, of course there are times when a debt may be legally disputed. You may feel you do not owe the amount that someone is trying to collect from you or your small business because it is not your debt or you already paid it, or that the creditor has no right (standing) to collect it.

The claim may arise out of a dispute over a contract (or the lack of a contract), a medical bill, credit card bill, car loan, promissory note, or it may even be a rent dispute between a Landlord and a Tenant. We can review the facts of such a case and respond to the creditor on your behalf.

Perhaps you acknowledge the amount owed but simply have been unable to pay your debt due to a personal issue, loss of work or the COVID-19 pandemic, and one or more creditors have threatened legal action through a demand letter, or have actually taken legal action to collect by filing a lawsuit or foreclosure action against you. Even if this is the case, it may be possible to renegotiate the amount owed and/or settle on a manageable payment plan that helps avoid litigation, a judgment and negative information appearing on your credit report.

The important thing is to act promptly and not let the situation get worse by ignoring notices or lawsuits you are receiving from a creditor, whether valid or not or a judgment may be filed against you, which you would then have to seek to vacate.

Attorney Bradley D. Schnur welcomes the opportunity to review your situation during a legal strategy session and will provide a candid assessment regarding possible solutions. We explain all the options for our clients and describe the different scenarios under each option, allowing every client to make an informed decision.

Helping Creditors Assess Their Options

We also assist Creditors (individuals and/or businesses which are owed money) in assessing their collection options and weighing those (such as a formal demand letter) against the potential costs of litigation.

It is important for Creditors to adhere to the Fair Debt Collection Practices Act (FDCPA) as well. We can help you understand your obligations under the FDCPA to ensure that you stay within the legal boundaries.

Your Solution Starts With a Consultation

Whether you are wrestling with a debt that is alleged to be past due or you are trying to collect one, resolving the issue will allow you to put a stressful situation behind you. We are here to help. We represent clients throughout Nassau County and Suffolk County on Long Island as well as the surrounding area.

Call 516-932-4400 or use our online contact form to schedule a consultation with our firm.

We focus on creating cost-effective strategies, and in many instances, we are able to work with our clients on a flat-fee basis.