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If you are paying off a debt and one day, an unfamiliar person serves you with a lawsuit, it can be a daunting experience. How can you respond appropriately when you do not even know the basis of the lawsuit? There are many possible reasons that an unknown creditor...

Medical care can be costly, and you could find yourself in debt if you struggle to pay your expenses. Furthermore, a hospital or healthcare facility can initiate a lawsuit and sue you for your debts. Knowing your rights can help you navigate these tricky legal...

Ignoring notices from debt collectors does not make the debt go away. Ignoring the summons regarding a lawsuit will not make the lawsuit go away. When you receive a summons notifying you that you are being sued, read it carefully to know how long you have before you...

Medical billing and the expenses of serious medical care make dealing with a health crisis more difficult. Those facing cancer, chronic conditions or debilitating injuries are often unable to work and earn enough to cover the costs of their care or treatment. If the...

Many people have trouble paying their credit card debts, especially in the current challenging financial times. While an occasional missed credit card payment might lower your credit score or raise your interest rates, not many people realize missing several payments...

Being subjected to wage garnishment can make a difficult situation even worse. With inflation on the rise and economic hardships all around, having your wages garnished could mean that you will not be able to pay rent or put food on the table. Should you face the...

When you sign a contract for a car loan, you are responsible for paying back what you borrow. The bank can repossess your vehicle if you stop making your payments before meeting the financial obligation of the loan. Unfortunately, repossession alone may not clear your...

Debt is one of the most challenging hurdles to get over. However, just because a debt collector contacts you does not mean you owe them any money. According to debt.com, 49 percent of complaints to the Consumer Financial Protection Bureau are claims about debts not...

When your lingering debts go to collections, you will likely receive an onslaught of phone calls from agents seeking payment. Ignoring these calls comes with the potential of a lawsuit or other consequences, but you should be careful of missteps when you answer...

A medical emergency that leads to an unexpected medical bill could force you to take out a loan or drain your bank account when your health insurance provider denies your claim. Fortunately, New Yorkers can fight back against surprise billing. What Is a Surprise...